Financial Plus Credit Union

Let's Compare

Get something better by choosing Financial Plus for your credit card.

Financial Plus Credit Union credit cards offer you the safety and security of Mastercard, while also giving you the rates and rewards you deserve. With NO annual fee and the option to carry a balance at a competitive rate. It's even better knowing that if you ever have a question or issue with your credit card, you'll be talking to the knowledgeable and friendly staff at Financial Plus, not some far away big bank. 
 
Already have a card and a balance somewhere else?  Consider a balance transfer, so you can enjoy the benefits of a credit card from Financial Plus.

We offer two card options from MasterCard. Take a minute to review our comparison chart to find the card that is right for you!
 
 
Card Type
APR for Purchases and Balance Transfers

10.50% to 20.50%
for MasterCard based on your creditworthiness

12.50% to 21.50%
for MasterCard Cash Rewards based on your creditworthiness

APR for Cash Advance
12.50% to 22.50% 
for MasterCard based on your creditworthiness
14.50% to 23.50% 
for MasterCard based on your creditworthiness
Rewards None

1.5 POINTS
on ALL purchases!
Points can be redeemed for cash back, merchandise, travel, events, gift cards and more.

Grace Period
25 days
25 days
Method of computing the balance for purchase
Average daily balance method
(excluding new purchases)
Average daily balance method 
(excluding new purchases)
Annual Fee
None
None
Minimum Finance Charge
$0.50
$0.50

 

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Transactions Fee for Cash Advances: $10.00 or 2% of the advance amount, whichever is less
Late Payment Fee: $15.00

All Rates displayed are variable APR (Annual Percentage Rate).

Please contact Financial Plus for full program disclosures.

100 points = $1