Financial Plus Credit Union

Savings

Effective as of December 1, 2018.

Primary Savings

  Rate APY*
$0.00-$199.99 0.00% 0.00%
$200.00 & above

Minimum $25.00 balance required.

0.10% 0.10%

Special Purpose Savings

  Rate APY*
$1.00 & above

No minimum balance required.

0.10% 0.10%

Kirby Savings

  Rate APY*
$5.00 & above

Minimum $5.00 balance and membership in Kirby Kangaroo Club required.

0.50% 0.50%

Status One Savings

  Rate APY*
$25.00 & above

Minimum $25.00 balance and membership in Status One required.

0.50% 0.50%

The annual percentage yield (APY) is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For all accounts, the dividend rate and annual percentage yield may change at any time as determined by the Credit Union's Board of Directors. The dividend rates and annual percentage yields listed above are the rates and yields approved at the last Board of Director's meeting to take effect on the date above. The Plus Checking and Money Market accounts are tiered rate accounts. The balance ranges, dividend rates, and annual percentage yields for each tier are listed above. Once a particular balance range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account. Balance ranges may change at any time as determined by the Credit Union's Board of Directors. Maintenance or activity fees could reduce the earnings on an account. A penalty may be imposed for early withdrawal of share certificates. Withdrawal of earnings could reduce the APY. Please see the fee schedule for fees related to these accounts.