Financial Plus Credit Union

MasterCard Cash Rewards

MasterCard Cash Rewards® is ideal for you if you need a higher credit limit and usually pay your balance in full each month.


  • APR as low as 12.50%1
    Variable purchase APR from 12.50% to 21.50% based on your creditworthiness.

  • Automatic Cash Rewards
    2% Cash Back on gas and groceries for the first 60 days of your account3,4
    1% Cash Back on all purchases3

  • No annual fee2

  • No balance transfer fee2

  • Other benefits including Zero Liability, Extended Warranty Coverage, Purchase 
    Assurance and Identity Theft Protection & $150,000 Travel Accident Insurance

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1. See application for more details. 2. Cash Advance Fee: Greater of 2% or $10; Foreign Transaction Fee: 1% of each transaction in U.S. Dollars. 3. Net purchases is defined as the dollar value of goods and services purchased with the card after the enrollment date, minus any credits, returns or other adjustments as reflected on the monthly statements. Net purchases do not include cash advances, Pin-based transactions, traveler’s checks, convenience checks, annual fees, late payment fees, over-limit fees, insurance charges, card-related service charges, finance charges, fees and/or unauthorized charges. 4. Includes gas and grocery purchases only for the first 60 days with a spend limit of $2,000. Cash back will be provided in the form of a statement credit in $25 increments on your monthly account statements. Certain terms and conditions apply. Cards are issued by Financial Plus Credit Union, pursuant to a license from MasterCard International Incorporated.